MORTGAGE INFORMATION AMOUNT FOR
IN FREDERICK COUNTY, MARYLAND
Frederick County real estate is very much in demand. More and more home buyers are considering buying homes in Frederick County because the prices in Montgomery County are just too high for their price range or because they have employment opportunities in or near Frederick County.
Contact us and we'll compute your borrowing strength. When you are ready to write a contract for a home in Frederick County, you'll need a pre-qualifying or pre-approval letter to accompany the offer. If you do not have a relationship with a trusted lender, we can obtain the necessary qualifying letter in a few hours.
Once you have your qualifying amount, you can search for homes for sale in Adamstown, Brunswick, Emittsburg, Frederick, Ijamsville, Jefferson, Middletown, Monrovia, Mount Airy, Myersville, New Market, Thurmont, Urbana, Walkerville, Woodsboro and any real estate in Frederick County.
Homes for sale in Frederick County sell fast. So, as soon as you know you are ready to buy, or even look, CONTACT US and we'll schedule a tour of homes for you.
FREDERICK COUNTY BORROWERS' BILL OF RIGHTS
This may be the largest and most important loan you get during your lifetime. You should be aware of certain rights before you enter into any loan agreement.
You have the RIGHT to shop for the best loan for you and compare the charges of different mortgage brokers and lenders.
You have the RIGHT to be informed about the total cost of your loan including the interest rate, points and other fees.
You have the RIGHT to ask for a Good Faith Estimate of all loan and settlement charges before you agree to the loan and pay any fees.
You have the RIGHT to know what fees are not refundable if you decide to cancel the loan agreement.
You have the RIGHT to ask your mortgage broker to explain exactly what the mortgage broker will do for you.
You have the RIGHT to know how much the mortgage broker is getting paid by you and the lender for your loan.
You have the RIGHT to ask questions about charges and loan terms that you do not understand.
You have the RIGHT to a credit decision that is not based on your race, color, religion, national origin, sex, marital status, age, or whether any income is from public assistance.
You have the RIGHT to know the reason if your loan was turned down.
You have the RIGHT to ask for the HUD settlement costs booklet "Buying Your Home."
Source: Department of Housing and Urban Development